{"id":118798,"date":"2026-11-06T05:00:12","date_gmt":"2026-11-05T20:00:12","guid":{"rendered":"https:\/\/coin.iroirojapon.com\/?p=118798"},"modified":"2026-11-06T05:27:44","modified_gmt":"2026-11-05T20:27:44","slug":"debt-snowball-vs-avalanche-explained-like-an-rpg-shorts","status":"publish","type":"post","link":"https:\/\/coin.iroirojapon.com\/?p=118798","title":{"rendered":"Debt Snowball vs Avalanche, Explained Like an RPG #shorts"},"content":{"rendered":"<div class=\"youtube\"><iframe title=\"Debt Snowball vs Avalanche, Explained Like an RPG #shorts\" src=\"https:\/\/www.youtube.com\/embed\/Pd_3wL2UBqU?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<p>Debt snowball vs debt avalanche, explained like an RPG: three debt bosses, one damage budget. Avalanche hits the boss with the strongest regen first, snowball kills the smallest first.<\/p>\n<p>The math: $700 a month toward three debts. Every debt gets its minimum payment, the rest goes to one target, and when a debt is paid off its payment rolls into the next one.<br \/>\n\u2022 Medical bill: $1,200 at 0%, minimum $50.<br \/>\n\u2022 Credit card: $5,000 at 24% APR, minimum $150.<br \/>\n\u2022 Personal loan: $7,000 at 12% APR, minimum $200.<br \/>\n\u2022 Avalanche (highest rate first): first debt gone in month 13, debt-free in 22 months, $1,752 of interest.<br \/>\n\u2022 Snowball (smallest balance first): first debt gone in month 4, debt-free in 22 months, $2,013 of interest.<br \/>\nInterest is charged monthly at APR\/12. Minimum payments are fixed amounts for simplicity.<\/p>\n<p><!-- Video Blogster Pro --><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Debt snowball vs debt avalanche, explained like an RPG: three debt bosses, one damage budget. Avalanche hits the boss with the strongest regen first, snowball kills the smallest first. The math: $700  [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":118799,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_hide_featured_image":false,"_jetpack_featured_image_duplicate_dismissed":0,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[17],"tags":[],"class_list":["post-118798","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-avalanche"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.5 - aioseo.com -->\n\t<meta name=\"description\" content=\"Debt snowball vs debt avalanche, explained like an RPG:\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"coin.iroirojapon.com\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/coin.iroirojapon.com\/?p=118798\" \/>\n\t\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.5\" \/>\n\t\t<meta property=\"og:locale\" content=\"ja_JP\" \/>\n\t\t<meta property=\"og:site_name\" content=\"\u306f\u3058\u3081\u3066\u306e\u4eee\u60f3\u901a\u8ca8 \u6700\u65b0\u60c5\u5831JAPON - 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