Two ways to kill your debt: the snowball and the avalanche.
Snowball: attack the smallest balance first, no matter the rate. Quick wins, big motivation.
Avalanche: attack the highest interest rate first. Kills less total interest.
Which wins? The avalanche is better on paper, but the snowball wins psychologically because seeing balances vanish keeps you going.
Which one is stealing YOUR money? Comment below 👇
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